Calculators built for Europe
Net salary, VAT, freelancer tax, mortgage and currency tools using local rules for each country. Free, fast and no sign-up.
Net salary
Take-home pay in 6 countries
VAT
Add or remove VAT, 30 countries
Freelancer tax
Tax and contributions for the self-employed
Mortgage & loan
Monthly payment and total interest
Currency
Live ECB reference rates
Savings
Grow your savings with compound interest
Salary converter
Hourly, monthly and yearly pay
Schengen days
Track your 90/180-day stay
Rental yield
Gross and net property yield
Guides & articles
How to compare salaries across Europe
Gross vs net, benefits and cost of living: a practical way to compare job offers.
Freelancer tax checklist for Europe
Registration, invoicing, VAT and tax savings explained step by step.
Euro vs national currencies in Europe
Which countries use the euro, and how to avoid poor exchange rates.
Mortgage costs in Europe beyond the interest rate
Taxes, notary fees, insurance and maintenance: the full cost of buying a home.
Financial checklist for moving to another European country
Tax residency, banking, insurance and budgeting for your move.
Inflation and ECB interest rates explained
How prices and interest rates affect savings, loans and mortgages.
Why EuroCalc
Most online calculators are built around US rules. EuroCalc uses European tax systems, euro formatting and ECB data, so the numbers match what you see in Europe.
Built for trust
Every calculator explains its assumptions, and our methodology page shows what each tool includes and what it leaves out. Use the results to plan, then confirm important decisions with an official source or a qualified adviser.
Frequently asked questions
Are the calculators free?
Yes. All tools are free and need no registration.
Which countries are covered?
Net salary and freelancer tax cover Germany, France, the Netherlands, Spain, Italy and Poland. VAT covers 30 European countries.